Terms of Service and Use

We have designed this website ("Site"), to be useful, informative, helpful, honest and fun. Hopefully we have accomplished that and ask that you let us know if you would like to see improvements or changes.

We ask that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our Site you automatically agree to them. Naturally, if you don't agree, please do not use the Site and exit it by clicking here.

We reserve the right to make any modifications that we deem necessary at any time. Please check these terms regularly to see what those modifications may be. Your continued use of the Site means that you accept those modifications.

Links to Other Site.  We sometimes provide referrals to and links to other web sites from our Site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our Site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your browser to see if you are still in our Site or have moved to another site. This Site is not responsible for the content or practices of third party sites that may be linked to our Site. When our Site provides links or references to other websites, no inference or assumption should be made and no representation should be inferred that our Site is connected with, operates or controls those websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of this Site or endorsement, sponsorship or support our Site employees, agents or directors.

Restrictions on Use of Our Online Materials.  All online materials on the Site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by the Site or their owners. You, the visitor, may download online materials for non-commercial, personal use only provided you 1) retain all copyright, trademark and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute online materials in any way or for any other purpose unless you get our written permission from this Site first. Neither may you add, delete, distort or misrepresent any content on this Site. Attempts to modify any online material, or to defeat or circumvent our security features is prohibited. Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by the Site or third-party licensors for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual property rights. You're not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us.  All remarks, suggestions, ideas, graphics, comments, or other information that you send to our Site - other than information we promise to protect under our privacy policy - becomes and remains our property, even if this agreement is later terminated. That means that we don’t have to treat any such submission as confidential. You cannot sue us for using ideas you submit. If we use them, or anything like them, we don't have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to the Site mission, without compensating you or anyone else for them. You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Limitation of Liability.  The Site WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF THE "SITE". THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:

- USE OF (OR INABILITY TO USE) THE "SITE"

- USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR "SITE"

- FAILURE OF OUR "SITE" TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED

- ERROR ON OUR "SITE"

- OMISSION ON OUR "SITE"

- INTERRUPTION OF AVAILABILITY OF OUR "SITE"

- DEFECT ON OUR "SITE"

- DELAY IN OPERATION OR TRANSMISSION OF OUR "SITE"

- COMPUTER VIRUS OR LINE FAILURE

PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:

- DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY

- DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")

- OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "INCIDENTAL DAMAGES.")

WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH. EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES.  IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.  HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID, IF ANYTHING, TO ACCESS OUR SITE.

Termination of This Agreement.  This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from the Site, along with all related documentation and all copies and installations. The Site may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Site, we do not in any way promise that the materials will remain available to you. The Site is entitled to terminate all or any part of any of its website without notice to you.

Jurisdiction and Other Considerations.  If you use our Site from locations outside of the United States, you are responsible for compliance with any applicable local laws. These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the State of Kentucky, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate the Site and/or its affiliates' intellectual property rights, the Site and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Kentucky, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:  If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Kentucky. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Kentucky, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so. We (the Site) may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the entire agreement for your use of this Site.